Subsidized Real Estate Financing through Sakani

The Sakani program, run by the Ministry of Municipalities and Housing and the Real Estate Development Fund, provides ownership solutions for citizens, including housing support and subsidized financing.

The general idea: an eligible beneficiary may receive support that lowers the cost of real estate financing, within the eligibility conditions set by the authority. The steps begin with registering on the Sakani platform, verifying eligibility, then choosing the suitable solution (a ready unit, land, or self-build financing).

Before committing: confirm your eligibility and the current support conditions directly through the official platform (conditions and amounts change). And calculate your monthly instalment realistically so it doesn't strain your income.

Source: Sakani / Real Estate Development Fund — sakani.sa