First-Time Buyer's Guide: From Budget to Title Transfer

Buying your first property is an organized journey. Start with a realistic budget: set a monthly instalment that won't strain your income, and get preliminary financing approval so you know your purchasing power.

Then choose the location by your priorities (work, schools, services) — use Monnara's map and the "Nearby places" section on the property page. Once you find an option: view it in person, verify the title deed and licence through Najiz, and make sure the property is free of mortgages.

Finally: negotiate and document your agreement inside Monnara, then complete the title transfer (ifragh) electronically through Najiz so the deed passes into your name. Monnara automatically matches you with suitable options through ASKIB to shorten the path.

Sources: Real Estate General Authority (rega.gov.sa), Ministry of Justice / Najiz (najiz.sa), Saudi Central Bank (sama.gov.sa)